Investment Guide
Why NRIs Are Investing in Gurgaon Real Estate
The rupee, rental yield, and RERA — three reasons NRIs from the Gulf, UK, US and Singapore are buying in Gurgaon in record numbers.
What NRIs can buy
Any residential or commercial property. Agricultural land, farmhouse and plantation property are not permitted under FEMA.
Payment and repatriation rules
Payments only through NRE/NRO/FCNR accounts or normal banking channels. Sale proceeds of up to 2 residential properties are repatriable, subject to lock-in and tax clearance.
Home loan eligibility
Most Indian banks offer NRI home loans up to 80% LTV. Need Indian co-applicant, salary slips, IT returns from host country, and OCI/passport.
Taxation
Rental income taxed in India (30% standard deduction available). Capital gains: 20% LTCG with indexation on properties held >24 months. DTAA between India and host country avoids double taxation.
Best projects for NRI buyers
Branded residences with property management (Trump, Krisumi, Sobha), long-lease commercial (DLF Downtown, One Horizon), and pre-leased SCO with rental guarantee.
Need a free 30-minute consultation on this?
Our senior advisors will help you shortlist projects, verify HRERA and structure your offer.
